New York Long-Term Disability Insurance Claim Denial Attorneys
Long-Term Disability Lawyers Serving New York City
The law firm of Alan C. Olson & Associates represents individuals with long term disability insurance claim denials in all types of LTD disputes, including:
- Denial of benefits under insurance policies paid by employers — governed by the Employee Retirement Income Security Act (ERISA)
- Denial of benefits under private insurance policies — non-ERISA
- Denial of benefits under long-term disability policies, both ERISA and non-ERISA claims
- Denial of Social Security Disability Claims
Appealing the Denial of Long Term Disability Insurance Benefits in New York
Our firm can guide you in the long term disability claims process from start to finish. However, many of our clients come to us after being denied coverage under their insurance policy. They are often discouraged that the insurance company is not holding up their end of the agreement when the insured becomes disabled.
Denial of long-term disability benefits under insurance programs paid by employers is governed by ERISA, the Employee Retirement Income Security Act. When your insurer denies your long term disability benefits, ERISA law requires that your employer maintain an appeals process.
These appeals are very important because they may be a basis for reversal of the insurance coverage denial or be the foundation of further legal action should the appeal fail. At this stage, it is highly recommended that you seek professional legal help. Knowing how to respond to a denial of Insurance coverage requires knowledge of the practices of insurance companies and their obligation under the law.
At Alan C. Olson & Associates, our attorneys help disabled people stand up to insurance companies and fight wrongful denials of long-term disability benefits. We have successfully fought denials by numerous national insurers such as UnumProvident companies, Prudential, The Hartford, CAN, Liberty, MetLife, CIGNA, Reliance Standard, and others. Large or small claims, we are here to help. Contact us today for a free case evaluation at 888-843-1261