Long term disability (LTD) is private insurance offered through an employer (governed by ERISA law) or purchased by individuals to replace a percentage of income when they are unable to work, lasting for a period specified by the policy. Social security disability (SSDI) is a federal government program based on work history/credits, where benefits are paid as long as the individual remains disabled, converting to retirement benefits at full retirement age. It is important to note that … [Read more...]
Denied Social Security Disability and SSI Benefits Articles
Denied Social Security Benefits employment law attorneys at Alan C. Olson & Associates articles will address all aspects of your initial disability claim or denied claim.
Denied Disability Benefits for Long COVID
Employees across the country are increasingly applying for short and long term disability benefits related to long COVID, also known as post-COVID syndrome, which causes debilitating health problems that can last months and years after an initial COVID-19 infection. Recent data reveals that there has been a surge in permanent disability claims for long COVID and national projections are that over 39 million Americans will be dealing with long COVID by the close of 2025 contributing to a mass … [Read more...]
Disability Benefits Due to Chronic Back Pain
If you are seeking disability benefits related to chronic back pain, the process and eligibility can vary depending on the specific program: Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), workers' compensation, or private long-term disability insurance through an employer. For SSDI, a federal program for those who’ve paid into Social Security through employment, back pain can qualify for benefits if it’s severe enough to prevent you from working for at … [Read more...]
Denied Social Security Disability Claim
Millions of people apply for Social Security Disability Insurance each year, but only a small percentage are approved. Having an attorney represent you initially, or after being denied SSDI, can make all the difference when trying to secure needed benefits. What is SSDI? Administered by the Social Security Administration (SSA), the SSDI program pays disability benefits to individuals who cannot work because of a qualifying medical condition. Disability under SSA is defined as a condition … [Read more...]
